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Zoho Books for AI agents

Zoho Books handles accounting, invoicing, and expense tracking for small businesses, part of the Zoho ecosystem. Connect it once through Arc0, and your agent, or Claude, ChatGPT and Cursor, can use it through one MCP endpoint, limited to what each user approved.

Connect Zoho BooksSee the 265 actions ↓
Finance and accountingOAuth 2.0MCP + RESTzoho.com
AUDIT LOG · ZOHO BOOKSPOLICY: acme-support
09:41:07 · claude · u_8f2read
zoho_books.list_bills
List Bills✓ allowed · 212ms
09:41:08 · claude · u_8f2read
zoho_books.get_bill
Get Bill✓ allowed · 164ms
09:41:09 · claude · u_8f2write
zoho_books.create_item
Create Item✓ approved · approved by user
09:41:12 · claude · u_8f2destructive
zoho_books.delete_bill
Delete Bill✕ blocked · policy: deny
EVERY ZOHO BOOKS CALL, ON THE RECORD
01 · USE CASES

What agents do in Zoho Books.

01

Create an invoice from a sales order

Turn an approved sales order into an invoice ready to send.

02

Get a bank transaction

Pull a bank transaction's details as a read-only reconciliation check.

03

Confirm before accepting an estimate

Check the estimate's terms with the user before marking it accepted, since it typically triggers invoicing.

02 · ACTIONS

265 Zoho Books actions, graded by risk.

Every Zoho Books action is tagged read, write or destructive, so one policy covers the whole app and new actions inherit the right default.

read

93

Look things up. Allowed by default.

  • zoho_books.get_bill
    Get Bill
  • zoho_books.get_item
    Get Item
  • zoho_books.get_user
    Get User
  • zoho_books.list_bills
    List Bills
  • zoho_books.list_items
    List Items
  • zoho_books.list_tasks
    List Tasks
  • zoho_books.list_taxes
    List Taxes
  • zoho_books.list_users
    List Users
  • zoho_books.get_contact
    Get Contact
  • zoho_books.get_expense
    Get Expense
  • zoho_books.get_invoice
    Get Invoice
  • zoho_books.get_project
    Get Project
  • zoho_books.get_currency
    Get Currency
  • zoho_books.get_estimate
    Get Estimate
  • zoho_books.list_contacts
    List Contacts
  • zoho_books.list_expenses
    List Expenses
+ 77 MORE

write

110

Create and change things. Allow, or ask the user first.

  • zoho_books.create_item
    Create Item
  • zoho_books.create_rule
    Create Bank Account Rule
  • zoho_books.create_user
    Create User
  • zoho_books.update_bill
    Update Vendor Bill
  • zoho_books.update_item
    Update Item
  • zoho_books.update_user
    Update User
  • zoho_books.create_contact
    Create Contact
  • zoho_books.create_expense
    Create Expense
  • zoho_books.create_journal
    Create Journal
  • zoho_books.create_project
    Create Project
  • zoho_books.update_contact
    Update Contact
  • zoho_books.update_invoice
    Update Invoice
  • zoho_books.update_journal
    Update Journal
  • zoho_books.update_project
    Update Project
  • zoho_books.create_currency
    Create Currency
  • zoho_books.create_employee
    Create Employee
+ 94 MORE

destructive

62

Delete, cancel or archive. Ask first, or deny outright.

  • zoho_books.delete_bill
    Delete Bill
  • zoho_books.delete_item
    Delete Item
  • zoho_books.delete_rule
    Delete Bank Account Rule
  • zoho_books.delete_contact
    Delete Contact
  • zoho_books.delete_expense
    Delete Expense
  • zoho_books.delete_invoice
    Delete Invoice
  • zoho_books.delete_currency
    Delete Currency
  • zoho_books.delete_employee
    Delete Employee
  • zoho_books.delete_estimate
    Delete Estimate
  • zoho_books.delete_journals
    Delete Journals
  • zoho_books.delete_location
    Delete Location
  • zoho_books.delete_journal_v4
    Delete Journal (v4 Beta)
  • zoho_books.delete_project_v4
    Delete Project V4
  • zoho_books.delete_time_entry
    Delete Time Entry
  • zoho_books.delete_credit_note
    Delete Credit Note
  • zoho_books.delete_bank_account
    Delete Bank Account
+ 46 MORE
03 · HOW IT WORKS

Zoho Books in three steps.

  1. 01Your users connect Zoho BooksThey sign in to Zoho Books on Arc0 Connect, under your brand, and approve the access you ask for.
  2. 02You set the rulesReads run, writes like “create Item” can wait for the user, and “delete Bill” can be denied outright.
  3. 03Any agent can actYour agent calls Zoho Books through the Arc0 SDK or MCP, and so can Claude, ChatGPT and Cursor. Every call lands on the audit log.
POLICY.TS
await arc0.policies.set('zoho_books', {
  read: 'allow',
  write: 'ask',        // create_item
  destructive: 'deny',  // delete_bill
})

# Claude Code: the same connection, one URL
$ claude mcp add --transport http arc0 \
    https://mcp.arc0.ai/u/u_8f2
04 · AUTH AND DATA

How Zoho Books connects.

Users sign in to Zoho Books on Arc0 Connect and approve the scopes you request. Build with Arc0’s Zoho Books OAuth app, or bring your own so the Zoho Books consent screen names you. Tokens refresh automatically, and you can export them whenever you want.

The same Zoho Books connection serves your agent over MCP and your own backend over REST and the proxy, so a user connects once. How Arc0 handles credentials →

AUTH
OAuth 2.0
CREDENTIALS
Per-tenant encrypted vault
MODEL SEES
Results only, never credentials
AUDIT LOG
Every call, on every plan
05 · WORKS WITH

Use Zoho Books from any agent.

Claude
ChatGPT
Cursor
Codex
VS Code
OpenAI Agents SDK
Claude Agent SDK
Vercel AI SDK
Mastra
LangGraph
06 · RELATED

More finance and accounting apps.

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ALL FINANCE AND ACCOUNTING APPS →
07 · FAQ

Zoho Books and Arc0, answered.

Q01

Can I use Zoho Books with Claude, ChatGPT or Cursor?

Yes. Connect Zoho Books to Arc0 once, then add your Arc0 MCP URL to Claude, ChatGPT, Cursor, Claude Code or any other remote-MCP client. Each assistant only gets the Zoho Books actions you allow.

Q02

How do users connect Zoho Books?

Users sign in to Zoho Books on Arc0 Connect and approve the scopes you request. Build with Arc0’s Zoho Books OAuth app, or bring your own so the Zoho Books consent screen names you. Tokens refresh automatically, and you can export them whenever you want.

Q03

Which Zoho Books actions can my agent take?

265 in total: 93 read, 110 write and 62 destructive, such as “create Item”. Your policies decide which of them each agent may call.

Q04

Can I stop my agent from deleting things in Zoho Books?

Yes. Actions like “delete Bill” are graded destructive. Set destructive actions to deny, or to ask so the user approves each one, and blocked calls still show up on the audit log.

Q05

Can my own backend call Zoho Books too?

Yes. The same Zoho Books connection is available over REST and through the Arc0 proxy, so your product and your agent share one connection per user.

Get started

Plug Zoho Books into your agent.

Your users connect Zoho Books once, under your brand. Your agent gets 265 actions behind your policies, with every call on the record.

Connect Zoho BooksBrowse all apps →

Free to build · MCP + REST · Audit log on every plan