Razorpay for AI agents
Razorpay is a payment gateway and financial services platform for businesses in India. Merchants use it to accept payments, issue invoices, and manage settlements. Connect it once through Arc0, and your agent, or Claude, ChatGPT and Cursor, can use it through one MCP endpoint, limited to what each user approved.
What agents do in Razorpay.
Create a payment link
Generate a payment link for an order that a customer can pay through any method.
Check payment status read-only
Look up a payment's status before confirming an order is ready to ship.
Cancel an invoice with approval
Cancel an outstanding invoice only after finance confirms it should not be collected.
42 Razorpay actions, graded by risk.
Every Razorpay action is tagged read, write or destructive, so one policy covers the whole app and new actions inherit the right default.
read
23Look things up. Allowed by default.
- razorpay.get_itemGet Item
- razorpay.list_itemsList Items
- razorpay.get_contactGet Contact
- razorpay.get_customerRetrieve Customer
- razorpay.list_disputesList Disputes
- razorpay.get_fund_accountGet Fund Account
- razorpay.list_fund_accountsList Fund Accounts
- razorpay.get_settlement_reconGet Settlement Reconciliation Report
- razorpay.list_customer_tokensList Customer Tokens
- razorpay.list_fund_validationsList Fund Validations
- razorpay.get_transfer_reversalsGet Transfer Reversals
- razorpay.list_payment_downtimesList Payment Downtimes
- razorpay.fetch_ordersFetch All Orders
- razorpay.fetch_refundsFetch All Refunds
- razorpay.fetch_all_invoicesFetch All Invoices
- razorpay.fetch_all_paymentsFetch All Payments
write
15Create and change things. Allow, or ask the user first.
- razorpay.create_itemCreate Item
- razorpay.update_itemUpdate Item
- razorpay.update_orderUpdate Order
- razorpay.create_contactCreate Contact
- razorpay.create_invoiceCreate an Invoice
- razorpay.update_contactUpdate Contact
- razorpay.update_invoiceUpdate Invoice
- razorpay.create_an_orderCreate an Order
- razorpay.create_customerCreate Customer
- razorpay.update_customerUpdate Customer
- razorpay.create_payment_linkCreate Payment Link
- razorpay.update_payment_linkUpdate payment link
- razorpay.send_or_resend_notificationSend/Resend Invoice Notification
- razorpay.issue_an_invoiceIssue an Invoice
- razorpay.notify_payment_linkNotify Payment Link
destructive
4Delete, cancel or archive. Ask first, or deny outright.
- razorpay.delete_itemDelete item
- razorpay.cancel_invoiceCancel Invoice
- razorpay.delete_invoiceDelete Invoice
- razorpay.cancel_payment_linkCancel Payment Link
Razorpay in three steps.
- 01Your users connect RazorpayThey sign in to Razorpay on Arc0 Connect, under your brand, and approve the access you ask for.
- 02You set the rulesReads run, writes like “create Item” can wait for the user, and “delete item” can be denied outright.
- 03Any agent can actYour agent calls Razorpay through the Arc0 SDK or MCP, and so can Claude, ChatGPT and Cursor. Every call lands on the audit log.
await arc0.policies.set('razorpay', { read: 'allow', write: 'ask', // create_item destructive: 'deny', // delete_item }) # Claude Code: the same connection, one URL $ claude mcp add --transport http arc0 \ https://mcp.arc0.ai/u/u_8f2
How Razorpay connects.
Users sign in to Razorpay on Arc0 Connect and approve the scopes you request. Build with Arc0’s Razorpay OAuth app, or bring your own so the Razorpay consent screen names you. Tokens refresh automatically, and you can export them whenever you want.
The same Razorpay connection serves your agent over MCP and your own backend over REST and the proxy, so a user connects once. How Arc0 handles credentials →
- AUTH
- API key · OAuth 2.0
- CREDENTIALS
- Per-tenant encrypted vault
- MODEL SEES
- Results only, never credentials
- AUDIT LOG
- Every call, on every plan
Use Razorpay from any agent.
More finance and accounting apps.
Razorpay and Arc0, answered.
Can I use Razorpay with Claude, ChatGPT or Cursor?
Yes. Connect Razorpay to Arc0 once, then add your Arc0 MCP URL to Claude, ChatGPT, Cursor, Claude Code or any other remote-MCP client. Each assistant only gets the Razorpay actions you allow.
How do users connect Razorpay?
Users sign in to Razorpay on Arc0 Connect and approve the scopes you request. Build with Arc0’s Razorpay OAuth app, or bring your own so the Razorpay consent screen names you. Tokens refresh automatically, and you can export them whenever you want.
Which Razorpay actions can my agent take?
42 in total: 23 read, 15 write and 4 destructive, such as “create Item”. Your policies decide which of them each agent may call.
Can I stop my agent from deleting things in Razorpay?
Yes. Actions like “delete item” are graded destructive. Set destructive actions to deny, or to ask so the user approves each one, and blocked calls still show up on the audit log.
Can my own backend call Razorpay too?
Yes. The same Razorpay connection is available over REST and through the Arc0 proxy, so your product and your agent share one connection per user.
Plug Razorpay into your agent.
Your users connect Razorpay once, under your brand. Your agent gets 42 actions behind your policies, with every call on the record.
Free to build · MCP + REST · Audit log on every plan