Get started

GoCardless for AI agents

GoCardless is a payments platform for recurring bank debits, handling mandates, subscriptions, and payouts for businesses that bill customers on a schedule. Connect it once through Arc0, and your agent, or Claude, ChatGPT and Cursor, can use it through one MCP endpoint, limited to what each user approved.

Connect GoCardlessSee the 24 actions ↓
Finance and accountingOAuth 2.0 (MCP)MCP + RESTgocardless.com
AUDIT LOG · GOCARDLESSPOLICY: acme-support
09:41:07 · claude · u_8f2read
gocardless.list_events
List events✓ allowed · 212ms
09:41:08 · claude · u_8f2read
gocardless.get_payout
Get payout✓ allowed · 164ms
09:41:09 · claude · u_8f2write
gocardless.create_payment
Create payment✓ approved · approved by user
09:41:12 · claude · u_8f2destructive
gocardless.cancel_mandate
Cancel mandate✕ blocked · policy: deny
EVERY GOCARDLESS CALL, ON THE RECORD
01 · USE CASES

What agents do in GoCardless.

01

Check a customer's mandate

Look up an existing payment mandate for a customer before setting up a new subscription.

02

List recent payouts

Pull the list of recent payouts to reconcile against the company's bank statement.

03

Cancel a payment with approval

Cancel a pending payment only after finance confirms the customer requested it.

02 · ACTIONS

24 GoCardless actions, graded by risk.

Every GoCardless action is tagged read, write or destructive, so one policy covers the whole app and new actions inherit the right default.

read

14

Look things up. Allowed by default.

  • gocardless.get_payout
    Get payout
  • gocardless.get_mandate
    Get mandate
  • gocardless.get_payment
    Get payment
  • gocardless.list_events
    List events
  • gocardless.get_customer
    Get customer
  • gocardless.list_payouts
    List payouts
  • gocardless.list_refunds
    List refunds
  • gocardless.list_mandates
    List mandates
  • gocardless.list_payments
    List payments
  • gocardless.list_customers
    List customers
  • gocardless.get_environment
    Get environment
  • gocardless.get_subscription
    Get subscription
  • gocardless.list_subscriptions
    List subscriptions
  • gocardless.read_gocardless_resource
    Read gocardless resource

write

6

Create and change things. Allow, or ask the user first.

  • gocardless.create_payment
    Create payment
  • gocardless.create_payment_link
    Create payment link
  • gocardless.create_subscription
    Create subscription
  • gocardless.create_payment_template_link
    Create payment template link
  • gocardless.submit_feedback
    Submit feedback
  • gocardless.integrate_with_gocardless
    Integrate with gocardless

destructive

4

Delete, cancel or archive. Ask first, or deny outright.

  • gocardless.cancel_mandate
    Cancel mandate
  • gocardless.cancel_payment
    Cancel payment
  • gocardless.get_refund
    Get refund
  • gocardless.create_refund
    Create refund
03 · HOW IT WORKS

GoCardless in three steps.

  1. 01Your users connect GoCardlessThey sign in to GoCardless on Arc0 Connect, under your brand, and approve the access you ask for.
  2. 02You set the rulesReads run, writes like “create payment” can wait for the user, and “cancel mandate” can be denied outright.
  3. 03Any agent can actYour agent calls GoCardless through the Arc0 SDK or MCP, and so can Claude, ChatGPT and Cursor. Every call lands on the audit log.
POLICY.TS
await arc0.policies.set('gocardless', {
  read: 'allow',
  write: 'ask',        // create_payment
  destructive: 'deny',  // cancel_mandate
})

# Claude Code: the same connection, one URL
$ claude mcp add --transport http arc0 \
    https://mcp.arc0.ai/u/u_8f2
04 · AUTH AND DATA

How GoCardless connects.

GoCardless runs its own MCP server behind OAuth. Arc0 registers the client, users approve access on Arc0 Connect, and your agent reaches GoCardless through the same endpoint, policies and audit log as every other app.

The same GoCardless connection serves your agent over MCP and your own backend over REST and the proxy, so a user connects once. How Arc0 handles credentials →

AUTH
OAuth 2.0 (MCP)
CREDENTIALS
Per-tenant encrypted vault
MODEL SEES
Results only, never credentials
AUDIT LOG
Every call, on every plan
05 · WORKS WITH

Use GoCardless from any agent.

Claude
ChatGPT
Cursor
Codex
VS Code
OpenAI Agents SDK
Claude Agent SDK
Vercel AI SDK
Mastra
LangGraph
06 · RELATED

More finance and accounting apps.

Stripe433 actions44API4 actionsAirwallex7 actionsAiwyn Tax10 actionsAltoviz67 actionsCoupa384 actionsZoho Books265 actionsMaxio177 actions
ALL FINANCE AND ACCOUNTING APPS →
07 · FAQ

GoCardless and Arc0, answered.

Q01

Can I use GoCardless with Claude, ChatGPT or Cursor?

Yes. Connect GoCardless to Arc0 once, then add your Arc0 MCP URL to Claude, ChatGPT, Cursor, Claude Code or any other remote-MCP client. Each assistant only gets the GoCardless actions you allow.

Q02

How do users connect GoCardless?

GoCardless runs its own MCP server behind OAuth. Arc0 registers the client, users approve access on Arc0 Connect, and your agent reaches GoCardless through the same endpoint, policies and audit log as every other app.

Q03

Which GoCardless actions can my agent take?

24 in total: 14 read, 6 write and 4 destructive, such as “create payment”. Your policies decide which of them each agent may call.

Q04

Can I stop my agent from deleting things in GoCardless?

Yes. Actions like “cancel mandate” are graded destructive. Set destructive actions to deny, or to ask so the user approves each one, and blocked calls still show up on the audit log.

Q05

Can my own backend call GoCardless too?

Yes. The same GoCardless connection is available over REST and through the Arc0 proxy, so your product and your agent share one connection per user.

Get started

Plug GoCardless into your agent.

Your users connect GoCardless once, under your brand. Your agent gets 24 actions behind your policies, with every call on the record.

Connect GoCardlessBrowse all apps →

Free to build · MCP + REST · Audit log on every plan