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Finmo for AI agents

Finmo handles payment collection, payouts, wallets, and foreign exchange for businesses moving money across borders, used by companies with international customers and suppliers. Connect it once through Arc0, and your agent, or Claude, ChatGPT and Cursor, can use it through one MCP endpoint, limited to what each user approved.

Connect FinmoSee the 19 actions ↓
Finance and accountingAPI keyMCP + RESTfinmo.net
AUDIT LOG · FINMOPOLICY: acme-support
09:41:07 · claude · u_8f2read
finmo.list_payins
List Payins✓ allowed · 212ms
09:41:08 · claude · u_8f2read
finmo.get_wallet
Get Wallet✓ allowed · 164ms
09:41:09 · claude · u_8f2write
finmo.create_payin
Create Payin✓ approved · approved by user
09:41:12 · claude · u_8f2destructive
finmo.create_refund
Create Refund✕ blocked · policy: deny
EVERY FINMO CALL, ON THE RECORD
01 · USE CASES

What agents do in Finmo.

01

Check a wallet's balance

Get a wallet's balance before approving a payout request against it.

02

List recent transactions

List transactions on an account to reconcile payments received against invoices.

03

Confirm before creating a payout

Require approval before creating a payout, since it moves funds out to a beneficiary.

02 · ACTIONS

19 Finmo actions, graded by risk.

Every Finmo action is tagged read, write or destructive, so one policy covers the whole app and new actions inherit the right default.

read

13

Look things up. Allowed by default.

  • finmo.get_wallet
    Get Wallet
  • finmo.get_payment
    Get Payment
  • finmo.list_payins
    List Payins
  • finmo.list_payouts
    List Payouts
  • finmo.list_refunds
    List Refunds
  • finmo.list_wallets
    List Wallets
  • finmo.list_customers
    List Customers
  • finmo.list_transactions
    List Transactions
  • finmo.list_payin_methods
    List Payin Methods
  • finmo.list_payout_methods
    List Payout Methods
  • finmo.list_payout_beneficiaries
    List Payout Beneficiaries
  • finmo.get_payin_method_requirements
    Get Payin Method Requirements
  • finmo.get_payout_method_requirements
    Get Payout Method Requirements

write

5

Create and change things. Allow, or ask the user first.

  • finmo.create_payin
    Create Payin
  • finmo.create_payout
    Create Payout
  • finmo.create_customer
    Create Customer
  • finmo.create_payout_beneficiary
    Create Payout Beneficiary
  • finmo.transfer_wallet_funds
    Transfer Wallet Funds

destructive

1

Delete, cancel or archive. Ask first, or deny outright.

  • finmo.create_refund
    Create Refund
03 · HOW IT WORKS

Finmo in three steps.

  1. 01Your users connect FinmoThey add their Finmo api key on Arc0 Connect, under your brand. It goes straight into the vault.
  2. 02You set the rulesReads run, writes like “create Payin” can wait for the user, and “create Refund” can be denied outright.
  3. 03Any agent can actYour agent calls Finmo through the Arc0 SDK or MCP, and so can Claude, ChatGPT and Cursor. Every call lands on the audit log.
POLICY.TS
await arc0.policies.set('finmo', {
  read: 'allow',
  write: 'ask',        // create_payin
  destructive: 'deny',  // create_refund
})

# Claude Code: the same connection, one URL
$ claude mcp add --transport http arc0 \
    https://mcp.arc0.ai/u/u_8f2
04 · AUTH AND DATA

How Finmo connects.

Users add their Finmo api key on Arc0 Connect. It is encrypted in the vault, never shown to the model, and each user can rotate or revoke it at any time.

The same Finmo connection serves your agent over MCP and your own backend over REST and the proxy, so a user connects once. How Arc0 handles credentials →

AUTH
API key
CREDENTIALS
Per-tenant encrypted vault
MODEL SEES
Results only, never credentials
AUDIT LOG
Every call, on every plan
05 · WORKS WITH

Use Finmo from any agent.

Claude
ChatGPT
Cursor
Codex
VS Code
OpenAI Agents SDK
Claude Agent SDK
Vercel AI SDK
Mastra
LangGraph
06 · RELATED

More finance and accounting apps.

Stripe433 actions44API4 actionsAirwallex7 actionsAiwyn Tax10 actionsAltoviz67 actionsCoupa384 actionsZoho Books265 actionsMaxio177 actions
ALL FINANCE AND ACCOUNTING APPS →
07 · FAQ

Finmo and Arc0, answered.

Q01

Can I use Finmo with Claude, ChatGPT or Cursor?

Yes. Connect Finmo to Arc0 once, then add your Arc0 MCP URL to Claude, ChatGPT, Cursor, Claude Code or any other remote-MCP client. Each assistant only gets the Finmo actions you allow.

Q02

How do users connect Finmo?

Users add their Finmo api key on Arc0 Connect. It is encrypted in the vault, never shown to the model, and each user can rotate or revoke it at any time.

Q03

Which Finmo actions can my agent take?

19 in total: 13 read, 5 write and 1 destructive, such as “create Payin”. Your policies decide which of them each agent may call.

Q04

Can I stop my agent from deleting things in Finmo?

Yes. Actions like “create Refund” are graded destructive. Set destructive actions to deny, or to ask so the user approves each one, and blocked calls still show up on the audit log.

Q05

Can my own backend call Finmo too?

Yes. The same Finmo connection is available over REST and through the Arc0 proxy, so your product and your agent share one connection per user.

Get started

Plug Finmo into your agent.

Your users connect Finmo once, under your brand. Your agent gets 19 actions behind your policies, with every call on the record.

Connect FinmoBrowse all apps →

Free to build · MCP + REST · Audit log on every plan