Fidel API for AI agents

Fidel API links payment cards to mobile and web applications for real-time transaction monitoring and card-linked offers, used by fintechs building rewards and loyalty programs. Connect it once through Arc0, and your agent, or Claude, ChatGPT and Cursor, can use it through one MCP endpoint, limited to what each user approved.

Developer toolsAPI keyMCP + RESTfidel.uk
AUDIT LOG · FIDEL APIPOLICY: acme-support
09:41:07 · claude · u_8f2read
fidel_api.list_mids
List MIDs✓ allowed · 212ms
09:41:08 · claude · u_8f2read
fidel_api.get_mid
Get MID✓ allowed · 164ms
09:41:09 · claude · u_8f2write
fidel_api.create_brand
Create Brand✓ approved · approved by user
09:41:12 · claude · u_8f2destructive
fidel_api.delete_offer
Delete Offer✕ blocked · policy: deny
EVERY FIDEL API CALL, ON THE RECORD
01 · USE CASES

What agents do in Fidel API.

01

Check a transaction record

Get a transaction to confirm it matched a card-linked offer before crediting a reward.

02

List locations under a brand

List the locations tied to a brand to confirm coverage before launching an offer.

03

Confirm before deleting an offer

Require approval before deleting an offer, since it stops rewards for every linked location.

02 · ACTIONS

39 Fidel API actions, graded by risk.

Every Fidel API action is tagged read, write or destructive, so one policy covers the whole app and new actions inherit the right default.

read

22

Look things up. Allowed by default.

  • fidel_api.get_mid
    Get MID
  • fidel_api.get_brand
    Get Brand
  • fidel_api.get_offer
    Get Offer
  • fidel_api.list_mids
    List MIDs
  • fidel_api.list_cards
    List Cards
  • fidel_api.get_program
    Get Program
  • fidel_api.get_webhook
    Get Webhook
  • fidel_api.list_brands
    List Brands
  • fidel_api.list_offers
    List Offers
  • fidel_api.get_location
    Get Location
  • fidel_api.list_programs
    List Programs
  • fidel_api.list_locations
    List Locations
  • fidel_api.get_mid_request
    Get MID Request
  • fidel_api.get_transaction
    Get Transaction
  • fidel_api.list_mid_requests
    List MID Requests
  • fidel_api.list_transactions
    List Transactions
+ 6 MORE

write

14

Create and change things. Allow, or ask the user first.

  • fidel_api.create_brand
    Create Brand
  • fidel_api.create_offer
    Create Offer
  • fidel_api.update_brand
    Update Brand
  • fidel_api.update_offer
    Update Offer
  • fidel_api.create_program
    Create Program
  • fidel_api.update_program
    Update Program
  • fidel_api.update_webhook
    Update Webhook
  • fidel_api.create_location
    Create Location
  • fidel_api.create_mid_request
    Create MID Request
  • fidel_api.create_brand_webhook
    Create Brand Webhook
  • fidel_api.create_program_webhook
    Create Program Webhook
  • fidel_api.link_location_to_offer
    Link Location to Offer
  • fidel_api.unlink_location_from_offer
    Unlink Location From Offer
  • fidel_api.link_all_program_locations_to_offer
    Link All Program Locations to Offer

destructive

3

Delete, cancel or archive. Ask first, or deny outright.

  • fidel_api.delete_offer
    Delete Offer
  • fidel_api.delete_location
    Delete Location
  • fidel_api.delete_program_webhook
    Delete Program Webhook
03 · HOW IT WORKS

Fidel API in three steps.

  1. 01Your users connect Fidel APIThey add their Fidel API api key on Arc0 Connect, under your brand. It goes straight into the vault.
  2. 02You set the rulesReads run, writes like “create Brand” can wait for the user, and “delete Offer” can be denied outright.
  3. 03Any agent can actYour agent calls Fidel API through the Arc0 SDK or MCP, and so can Claude, ChatGPT and Cursor. Every call lands on the audit log.
POLICY.TS
await arc0.policies.set('fidel_api', {
  read: 'allow',
  write: 'ask',        // create_brand
  destructive: 'deny',  // delete_offer
})

# Claude Code: the same connection, one URL
$ claude mcp add --transport http arc0 \
    https://mcp.arc0.ai/u/u_8f2
04 · AUTH AND DATA

How Fidel API connects.

Users add their Fidel API api key on Arc0 Connect. It is encrypted in the vault, never shown to the model, and each user can rotate or revoke it at any time.

The same Fidel API connection serves your agent over MCP and your own backend over REST and the proxy, so a user connects once. How Arc0 handles credentials →

AUTH
API key
CREDENTIALS
Per-tenant encrypted vault
MODEL SEES
Results only, never credentials
AUDIT LOG
Every call, on every plan
05 · WORKS WITH

Use Fidel API from any agent.

Claude
ChatGPT
Cursor
Codex
VS Code
OpenAI Agents SDK
Claude Agent SDK
Vercel AI SDK
Mastra
LangGraph
07 · FAQ

Fidel API and Arc0, answered.

Q01

Can I use Fidel API with Claude, ChatGPT or Cursor?

Yes. Connect Fidel API to Arc0 once, then add your Arc0 MCP URL to Claude, ChatGPT, Cursor, Claude Code or any other remote-MCP client. Each assistant only gets the Fidel API actions you allow.

Q02

How do users connect Fidel API?

Users add their Fidel API api key on Arc0 Connect. It is encrypted in the vault, never shown to the model, and each user can rotate or revoke it at any time.

Q03

Which Fidel API actions can my agent take?

39 in total: 22 read, 14 write and 3 destructive, such as “create Brand”. Your policies decide which of them each agent may call.

Q04

Can I stop my agent from deleting things in Fidel API?

Yes. Actions like “delete Offer” are graded destructive. Set destructive actions to deny, or to ask so the user approves each one, and blocked calls still show up on the audit log.

Q05

Can my own backend call Fidel API too?

Yes. The same Fidel API connection is available over REST and through the Arc0 proxy, so your product and your agent share one connection per user.

Get started

Plug Fidel API into your agent.

Your users connect Fidel API once, under your brand. Your agent gets 39 actions behind your policies, with every call on the record.

Free to build · MCP + REST · Audit log on every plan